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What Is Your Business Actually Worth in 2026?

A plain-language walkthrough of how valuation actually works — before you talk to any broker, including us.

Most owners anchor on revenue. Buyers anchor on cash flow. That gap is where most valuation disagreements start.

Start with Seller's Discretionary Earnings (SDE)

For businesses under roughly $5M in revenue, buyers typically value on SDE — your pre-tax profit plus your own salary, benefits, and one-time or personal expenses run through the business. Add those back and you usually get a meaningfully higher number than what shows on your P&L.

Then apply a realistic multiple

Home services businesses with strong recurring maintenance revenue and a management layer independent of the owner tend to trade at higher multiples than a business where the owner is still doing every estimate personally. Digital/SaaS businesses are valued more on ARR and net revenue retention than SDE alone once they cross a certain scale.

The real driver: how badly does the business need you?

The single biggest lever on your multiple isn't your revenue — it's whether the business can run without you for 90 days. Owners who build a real management layer 12–24 months before a sale routinely see meaningfully better outcomes than owners who wait until they're burned out to start preparing.

Want an actual number instead of a rule of thumb? Request a valuation call — we typically turn around an initial range within days.